Loan Calculator

Adjust the sliders to estimate your monthly instalment. All figures are indicative only. Your actual loan offer is confirmed at out office.

How to Get Your Loan in 3-Step

Fast, digital, and fully transparent. From application to disbursement in minutes.

Apply in 2 Minutes Online

Use Singpass MyInfo at swiftcredit.sg. Your identity and income details are retrieved automatically. No manual form filling needed.

We Call You Within the Hour

Our loan consultants review your application and contact you during office hours. We discuss your loan amount and repayment terms before you travel to our office.

Visit Us. Sign. Get Your Cash.

Come to 192 Waterloo St, #02-06 Skyline Building. Under MinLaw regulations, physical identity verification at our registered office is required before any loan can be disbursed. Sign your contract after we walk you through every term. Funds disbursed the same day - cash or bank transfer.

How Much Can You Borrow?

Your borrowing limit is set by MinLaw based on your annual income and residency status.

Borrower Type Annual Income Maximum Loan Amount
Singapore Citizen or PR Below SGD 20,000 SGD 3,000
Singapore Citizen or PR SGD 20,000 and above Up to 6x monthly income
Foreigner with valid work pass Below SGD 10,000 SGD 500
Foreigner with valid work pass SGD 10,000 to SGD 19,999 SGD 3,000
Foreigner with valid work pass SGD 20,000 and above Up to 6x monthly income

Source: Ministry of Law — Guide to borrowing from licensed moneylenders

5-Star Service, Verified by Thousands.

Join over 10,000 clients who have experienced the Swift difference in Bugis.