About Us

About Swift Credit

Licensed Moneylender in Singapore since 2009

Swift Credit Pte Ltd has been a licensed moneylender in Singapore since 2009. We are registered with the MinLaw Registry of Moneylenders. Our office is at 192 Waterloo Street, #02-06, Skyline Building, five minutes from Bugis MRT Exit C and Rochor MRT Exit A.

We lend money transparently, within the fee caps and borrowing limits set by MinLaw, and we explain every term before anyone signs anything.

We are located in the area of Bugis, Rochor, and Waterloo Street, which draw a diverse mix of residents, workers, students, and newcomers. The Kwan Im Thong Hood Cho Temple draws visitors from across the island. SMU is a short walk down Victoria Street. The arts and heritage community has always been rooted along this corridor.

Who We Lend To

Most of the people who walk through our door are not in a financial crisis. They are in a gap. The bank said no. The renovation costs came in above what the HDB reno loan covers. The wedding deposit is due before the ang bao arrives. The salary is a few days away and the bill cannot wait. These are the people we have been helping since 2009.

We Serve All of Them.

5-Star Service, Verified by Thousands.

Join over 10,000 clients who have experienced the Swift difference in Bugis.

Posted on Google Google
Angel Jananee profile picture
Angel Jananee
0 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
thank you for the loan Nico very fast and friendly
Posted on Google Google
Thiba Garan profile picture
Thiba Garan
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Thank you, Thiba, for your wonderful review! Your satisfaction with our reliable loan services means a lot to us. We're committed to providing professional customer services and seamless loan processes to support your financial needs. Should you or anyone you know require legal loan services in the future, don't hesitate to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
kalai selven profile picture
kalai selven
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Low interes, processing time to time and good knowledge of staf.

Owner's reply
Thank you, Kalai, for highlighting our low interest rates and knowledgeable staff. We strive to provide seamless loan processes and reliable customer services to support your financial needs efficiently. Your feedback motivates us to enhance our offerings further. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
neo david profile picture
neo david
10 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nicole great service n provide me all the details very well. Good service.

Owner's reply
Hi Neo, thank you for highlighting Nicole's excellent service and her attentiveness in providing all the details. We always prioritize fast and reliable loan services to assist our customers effectively. Should you or anyone you know require professional and legal loan services, feel free to reach out anytime. We are here to support your financial needs. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Chong Flynn profile picture
Chong Flynn
13 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks Nicole for great service, very helpful!

Owner's reply
Thank you, Flynn, for your wonderful words! We're delighted to hear that Nicole was able to provide such great assistance. Our professional customer services team always strives to ensure a seamless loan process and financial support for all our clients. We appreciate your recommendation and are here for any future financial needs you may have. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Kajen Thiran profile picture
Kajen Thiran
13 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fast and simple procuder, friendly and good guidenece

Owner's reply
Thank you, Kajen, for sharing your positive experience with our seamless loan process and professional customer services. We are glad we could assist you effectively and provide clear guidance for your needs. If you ever require additional financial support or have more queries, please don’t hesitate to reach out. We value your trust in our legal loan services. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Blood Stone profile picture
Blood Stone
18 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best and fast my ray

Owner's reply
Dear Blood, thank you for sharing your positive experience with us. We are thrilled to know that you found our loan services efficient and reliable. At Swift Credit, we always strive to provide seamless loan processes and fast support to all our valued clients. Should you have any future financial needs, don’t hesitate to contact us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Jac Tan profile picture
Jac Tan
19 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Superb service by officer ray. Super helpful best licensed money lender

Owner's reply
Thank you, Jac, for your kind words! We're thrilled you had a positive experience with our loan services, and we'll be sure to pass your praise onto Ray. It's our goal to provide helpful and reliable financial support. If you ever need assistance in the future, we're here for you. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Me profile picture
Me
19 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Smooth transaction.

Owner's reply
Thank you for your feedback! We're delighted to hear that your transaction was smooth. Providing a seamless loan process and professional customer services is our priority. If you need financial support in the future, feel free to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Posted on Google Google
Muhammad Farhan profile picture
Muhammad Farhan
20 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Thank you, Muhammad, for the stellar rating! We're thrilled to know our services met your expectations. Our team takes pride in offering seamless and professional loan services to provide valuable financial support. Should you need any assistance in the future, don't hesitate to reach out. Wishing you the best ahead! Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

How We Operate

Before we disburse any loan, we explain the full contract in simple terms you understand. You will know the interest rate, monthly repayment, total cost, and what happens if circumstances change. You have the right to walk away before you sign anything, and nothing is charged.

We do not contact you via SMS or WhatsApp offering loans. MinLaw prohibits unsolicited outreach and we fully comply.

Interest Rate

Clearly explained upfront so you understand the exact rate before proceeding.

Monthly Repayment Amount Interest Rate

Know your monthly repayment in advance with no surprises.

Total Loan Cost

Full transparency on the total amount payable before you sign.

Repayment Schedule & Conditions

Clear terms on repayment timeline and what happens if circumstances change.

One Thing We Always Do

We tell you what you qualify for before you visit. If the assessment says you do not qualify, we tell you that by phone or message. We do not let you make the trip for an answer you could have received from home. That is not a policy. It is the right way to treat people.