About Us

About Swift Credit

Licensed Moneylender in Singapore since 2009

Swift Credit Pte Ltd has been a licensed moneylender in Singapore since 2009. We are registered with the MinLaw Registry of Moneylenders. Our office is at 192 Waterloo Street, #02-06, Skyline Building, five minutes from Bugis MRT Exit C and Rochor MRT Exit A.

We lend money transparently, within the fee caps and borrowing limits set by MinLaw, and we explain every term before anyone signs anything.

We are located in the area of Bugis, Rochor, and Waterloo Street, which draw a diverse mix of residents, workers, students, and newcomers. The Kwan Im Thong Hood Cho Temple draws visitors from across the island. SMU is a short walk down Victoria Street. The arts and heritage community has always been rooted along this corridor.

Who We Lend To

Most of the people who walk through our door are not in a financial crisis. They are in a gap. The bank said no. The renovation costs came in above what the HDB reno loan covers. The wedding deposit is due before the ang bao arrives. The salary is a few days away and the bill cannot wait. These are the people we have been helping since 2009.

We Serve All of Them.

5-Star Service, Verified by Thousands.

Join over 10,000 clients who have experienced the Swift difference in Bugis.

How We Operate

Before we disburse any loan, we explain the full contract in simple terms you understand. You will know the interest rate, monthly repayment, total cost, and what happens if circumstances change. You have the right to walk away before you sign anything, and nothing is charged.

We do not contact you via SMS or WhatsApp offering loans. MinLaw prohibits unsolicited outreach and we fully comply.

Interest Rate

Clearly explained upfront so you understand the exact rate before proceeding.

Monthly Repayment Amount Interest Rate

Know your monthly repayment in advance with no surprises.

Total Loan Cost

Full transparency on the total amount payable before you sign.

Repayment Schedule & Conditions

Clear terms on repayment timeline and what happens if circumstances change.

One Thing We Always Do

We tell you what you qualify for before you visit. If the assessment says you do not qualify, we tell you that by phone or message. We do not let you make the trip for an answer you could have received from home. That is not a policy. It is the right way to treat people.